Closing On A House Process

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Closing is the final step-before that house is finally freakin’ yours! Your closing date is the day you become the legal owner of your new home. During the contract negotiation phase, you (the buyer) and the seller set a closing date, which must be listed on the purchase agreement contract.

Read this list to find out about the 13 steps you will take during your real estate closing process. Several things need to happen before a home becomes yours. Find out what to expect when closing.

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Key closing process milestones 1. accepted purchase offer. The closing process officially begins once the seller accepts, signs, 2. Buyer-Ordered Home Inspection. Within a few days of the seller’s acceptance. 3. Loan Origination and Underwriting. Once the seller accepts your offer, send it to.

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The buyer pays the remaining funds for their downpayment and closing costs to either the escrow agent, closing agent, or representative of the title company (via wire transfer cashier’s check). This may also be done a few days in advance to speed along the closing process.

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On the day of closing, the process will also be much easier, requiring only a cash transfer from your lending institution to the seller’s mortgage holder. Reasons Not to Pay Cash Before saving to pay cash for your next house, you should be aware of several buying a home with cash pros and cons.

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These closing day tips will help you understand the home closing process. Also what to bring to a house closing (some ID is usually required). And don’t forget the final walkthrough: here’s a final walkthrough checklist.

The week before closing can be a stressful time for home buyers. knowing what happens in the days leading up to this process can reduce some of that stress. It can also help ensure a smooth transaction. Here’s what usually happens the week before closing, for the buyer: